Retainage, the holding of funds from a contractor until the completion of a contract, is a serious problem in the construction industry. Because of retainage, many contractors and subcontractors do not receive funds they already have earned for work properly performed. Contractors and subcontractors frequently are asked to act as bankers, financing in addition to building, the construction projects on which they work. ASA’s new Frequently Asked Questions on retainage is designed to provide tips on dealing with retainage to both the most experienced in as well the newcomers to the construction industry. The FAQ reviews the types of retainage clauses a subcontractor is likely to encounter and provides guidelines on how to deal with them. The FAQ is available to ASA members as a downloadable PDF document under “Contracts and Project Management” in the Member Resources section of the ASA Web site.